Premium Calculator

Enter what you paid for a precious metals product and instantly see the premium over spot price.

Select Metal

Weight (oz)

Price You Paid ($)

Melt Value

$4,610.85

Premium $

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Premium %

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Intervault Trading premiums: Starting at 15% · As low as 5% for volume orders. Browse our catalog →

What Is a Premium?

The premium is the amount above the metal's melt value that you pay for a finished product. It covers manufacturing, distribution, and dealer margin.

Lower premiums mean more metal for your money. Volume purchases typically earn lower premiums.

Typical Premiums

Gold coins3–8%

Gold bars2–5%

Silver coins8–20%

Silver bars5–12%

Numismatic coins15–100%+