A precious metals IRA allows you to hold physical gold, silver, platinum, and palladium inside a tax-advantaged retirement account. Unlike traditional IRAs that hold stocks, bonds, or mutual funds, a metals IRA gives you direct ownership of tangible assets.
Why Consider a Precious Metals IRA?
- Portfolio diversification — physical metals have historically moved independently of stocks and bonds, reducing overall portfolio risk
- Inflation protection — precious metals have maintained purchasing power across centuries, unlike paper currencies that can lose value over time
- Tax advantages — gains grow tax-deferred (Traditional IRA) or tax-free (Roth IRA) until distribution
- Tangible ownership — you own real, physical metal stored in an IRS-approved depository
- Geopolitical hedge — metals tend to perform well during periods of uncertainty and currency instability
How It Works
The process of establishing a precious metals IRA is straightforward:
- Open a self-directed IRA with a custodian that permits alternative assets
- Fund the account via rollover from an existing 401(k), 403(b), TSP, or IRA — or through a direct contribution
- Select your metals — choose from IRS-approved gold, silver, platinum, and palladium products
- Secure storage — metals are stored in an IRS-approved depository, fully segregated in your name
- Grow tax-advantaged — your metals appreciate within the tax-sheltered structure of the IRA
Intervault\'s Approach
Intervault Trading works with trusted IRA custodian partners to facilitate precious metals IRAs. We provide product selection guidance, competitive pricing, and secure logistics — while our custodian partners handle the regulatory and administrative requirements.
We believe in education first. Explore our IRA resource center below to understand every aspect of this investment before making a decision.